> ## Documentation Index
> Fetch the complete documentation index at: https://docs.brale.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Branded Transfers

> Display your business name or your customer's name on ACH transfers instead of Brale.

We've expanded the Transfers endpoint to support both 2nd and 3rd party ACH transfers.

When Brale initiates a transfer on behalf of your business or your customer's business, 2nd/3rd-party branding ensures the **receiver sees the intended business name** on the ACH transaction (instead of “Brale”).

Branded transfers are supported for ach\_debit, ach\_credit, same\_day\_ach\_credit.

To learn more and see a demo, schedule a meeting to [talk to sales](https://brale.xyz/contact).

## Creating 2nd/3rd Party Transfers branded transfers

**POST** `https://api.brale.xyz/accounts/account_id/transfers`

Use the `brand` object to control the business name displayed to the receiver. Pass the target account inside the request body under `brand.account_id`. The `brand.account_id` is the **Account whose name should appear** to the receiver.

* `account_id: aB3hJkL9mN2PqRsTuvWxyz1234` = `Company 1`
  * Your business
* `account_id: 34fcsGrCgN0Z9zC1v55eP0I6AKW` = `Company 2`
  * Your customer

If you omit `brand`, the transfer uses your default branding.

> **Definitions**
>
> * **2nd-party**: You are the brand (display name = your business).
> * **3rd-party**: Your customer's business is the brand (display name = your customer).

### Example of a 2nd Party Transfer (brand = your business)

**POST** `https://api.brale.xyz/accounts/account_id/transfers`

`brand.account_id` = `aB3hJkL9mN2PqRsTuvWxyz1234` (Company 1)

The receiver will see **Company 1** as the name on the ach\_debit transaction.

```json Request theme={null}
{
  "amount": {
    "value": "100",
    "currency": "USD"
  },
  "source": {
    "value_type": "USD",
    "transfer_type": "ach_debit",
    "address_id": "34R7rk6hBuBl8Dmytqyz3iSSSQd"
  },
  "destination": {
    "value_type": "SBC",
    "transfer_type": "Canton",
    "address_id": "34R8PiuPLgHlXbWci7JlSmLapQY"
  },
  "brand": {
    "account_id": "aB3hJkL9mN2PqRsTuvWxyz1234"
  }
}
```

```json Response theme={null}
{
  "id": "9f80c1f5-80df-4c5e-9b68-b9f5712d46d4"
}
```

### Example of a 3rd Party Transfer (Company 2 = your customer)

**POST** `https://api.brale.xyz/accounts/account_id/transfers`

`brand.account_id` = `34fcsGrCgN0Z9zC1v55eP0I6AKW` (Company Beta)

The receiver will see Company 2 as the originator name on the ach\_debit transaction.

```json Request theme={null}
{
  "amount": {
    "value": "100",
    "currency": "USD"
  },
  "source": {
    "value_type": "USD",
    "transfer_type": "ach_debit",
    "address_id": "34R7rk6hBuBl8Dmytqyz3iSSSQd"
  },
  "destination": {
    "value_type": "SBC",
    "transfer_type": "Canton",
    "address_id": "34fczKxoKRUMuZeWyMj9hhqVjuJ"
  },
  "brand": {
    "account_id": "34fcsGrCgN0Z9zC1v55eP0I6AKW"
  }
}
```

```json Response theme={null}
{
  "id": "9f80c1f5-80df-4c5e-9b68-b9f5712d46d4"
}
```